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Book purchasers are welcome to quote and share brief excerpts from HOAs Explained™ for purposes of education, commentary, media coverage, or client communication, provided that proper credit is given to the author and the book title. Excerpts should be reasonable in length and must not misrepresent the original meaning or context. For extended excerpts, bulk use, or any commercial or promotional use beyond brief quotations, written author permission is required. For more information, click Terms and Conditions